Fair Isaac Corporation, the name behind FICO, is the oldest and most well-known credit reporting agency and they’ve changed the way they calculate your credit score. In 2020, FICO released Suite 10, and depending on how you manage your credit,…
Improve the value of your home with the right additions! You can spend as little or as much as you want, but generally speaking, home additions that increase the functional space in a house are more valuable than aesthetic improvements.…
It's scary and exciting all at the same time when you buy a house! But once you understand the process, you’ll be glad to start house-hunting. Owning a home is part and parcel of the American dream. Don’t let fear…
Refinancing your mortgage is a big step, but there are many good reasons to consider it. Accessing a better interest rate or shortening the length of your mortgage are two great reasons to refinance, but there are many other good…
Owner financing is a method of home financing in which the owner of the property holds the loan for the buyer. Owner financing is also known as seller financing or seller carryback. In owner financing, the home buyer pays their…
Internet listings of homes for sale have steadily risen for many years, but since Coronavirus put a halt to most personal interactions last year, we really pushed the internet to handle virtual open houses, 3-D modeling and virtual interior decorating,…
Maple is the most prolific tree in North America. This species delights across the United States in varieties of red, sugar, silver, boxelder, and bigleaf. Additionally, the maple provides wood in both soft and hard. It’s easy to understand why…
There really hasn't been a better time to consider a home refinance than now! Mortgage interest rates are currently as low as 2.84% for a 30-year mortgage 1.95% for a 15-year mortgage. If you're paying any percentage higher than those…
America is experiencing a profound housing shortage, not just here in Eugene and Springfield Oregon. In a balanced housing market, you'll find a six-month inventory of houses, which means the available housing would be enough to last for six months.…
Real estate sales all across the country are a little nuts right now. Home prices have trended up for a few years now, and there's no sign of it slowing down anytime soon. The reason for the boom in Oregon…