The 2019 housing market is showing signs of improvement for the start of the year. Existing homes going under contract rose sharply in January. Pending home sales rose 4.6% in January according to the National Associations of Realtors. Pending sales…
2019 is shaping up to be a great year for buying a home! Home sales were up and down in 2018, but 2019 is showing promise with lower interest rates on tap and an increase of inventory in many markets.…
Falling behind on your mortgage is daunting, but it’s important for you to know your options to avoid foreclosure. Unforeseen circumstances can overwhelm even the most well-intentioned home owner. Planning now to take charge of your finances will give you…
If you think you’re ready for home ownership or you want to purchase a different home in the next year, here are five ways to improve your credit score now. Ensuring that your credit report is free of errors and that…
Mortgage interest rates are on the rise in 2019. Rates in Eugene today are 4.41% for a 30-year fixed rate loan, but it’s not likely to stay there for long. Buying a home in 2019 will be more expensive than…
Let’s face it, bad news sells, but when it comes to the real estate market, there’s good news out there. Looking beyond all the doom and gloom in the U.S. press about the government shutdown’s effect on the economy, January…
Like it or not, your credit score is the first thing a potential lender will look at when you apply for a mortgage. There are many factors used to determine your qualifications for a home loan. Your credit score remains…
Real estate financing comes in many forms these days. What used to be a cut and dry banking transaction has evolved into financial choices for the average homeowner. One of those opportunities is a portfolio loan for your home mortgage.…
Flipping houses is not as profitable as it once was. A strong economy, rising interest rates, and fewer foreclosures are making affordable real estate hard to come by for all buyers. Bidding wars in Eugene are the new normal, with…
Home financing options abound, but do you know which ones are the best for your pocket book? We’ve put together the most popular and a few unusual financing options to help you decide what’s best for you. Take a look…