Are You Up For Buying A Home In 2019?
2019 is shaping up to be a great year for buying a home! Home sales were up and down in 2018, but 2019 is showing promise with lower interest rates on tap and an increase of inventory in many markets.…
You Can Avoid Foreclosure When You Work With Your Bank
Falling behind on your mortgage is daunting, but it’s important for you to know your options to avoid foreclosure. Unforeseen circumstances can overwhelm even the most well-intentioned home owner. Planning now to take charge of your finances will give you…
Improve Your Credit Score With These Smart Tips
If you think you’re ready for home ownership or you want to purchase a different home in the next year, here are five ways to improve your credit score now. Ensuring that your credit report is free of errors and that…
Here’s The Skinny On How Rising Mortgage Interest Rates Affect Your Home Loan
Mortgage interest rates are on the rise in 2019. Rates in Eugene today are 4.41% for a 30-year fixed rate loan, but it’s not likely to stay there for long. Buying a home in 2019 will be more expensive than…
What’s The Real Deal With The Economy And The Real Estate Market?
Let’s face it, bad news sells, but when it comes to the real estate market, there’s good news out there. Looking beyond all the doom and gloom in the U.S. press about the government shutdown’s effect on the economy, January…
How Much Does Your Credit Score Really Matter When You’re Looking for A House?
Like it or not, your credit score is the first thing a potential lender will look at when you apply for a mortgage. There are many factors used to determine your qualifications for a home loan. Your credit score remains…
Real Estate Financing: Find Out About Portfolio Loans And How You Can Qualify For One Today
Real estate financing comes in many forms these days. What used to be a cut and dry banking transaction has evolved into financial choices for the average homeowner. One of those opportunities is a portfolio loan for your home mortgage.…
Are You Flipping Houses or Flipping Profits? How The Business Has Changed In Recent Years
Flipping houses is not as profitable as it once was. A strong economy, rising interest rates, and fewer foreclosures are making affordable real estate hard to come by for all buyers. Bidding wars in Eugene are the new normal, with…
Find The Best Home Financing Options And Get The Biggest Bang For Your Buck!
Home financing options abound, but do you know which ones are the best for your pocket book? We’ve put together the most popular and a few unusual financing options to help you decide what’s best for you. Take a look…
Find Out Where Eugene Landed On The Current List Of Least Affordable Housing Markets
Affordable housing is increasingly hard to find in many housing markets across the nation. Some markets are improving, to be sure, but many more are still struggling to with affordability for the average home buyer. NerdWallet recently released 2018 fourth…