If you want to buy a house, it just got a little easier! Mortgage interest rates have dropped this year to historic lows. A 30-year fixed-rate loan sits at 2.99% today. Experts expressed mixed predictions on how they think rates…
It’s frustrating when a homeowner declines your offer. Competition for homes is strong here, and you need every advantage you can get to make your home offer stand out. Buying a home in a seller’s market can be stressful, especially…
Despite Covid-19, your credit score is still the big factor that lenders consider when trying to qualify you for a home loan. As a prospective homeowner, you’ll want to consider your credit score as importantly as your banker. Your credit…
Consider forbearance to avoid foreclosure if you’re falling behind on your mortgage. A forbearance agreement is a short term solution that provides you with an opportunity to avoid foreclosure. If you are experiencing a temporary hardship, keep reading to find…
Finding quality tenants means they’ll stay in your rental property longer and they’re likely to treat it like they own it. You may try to avoid vacancies by renting as quickly as you can but think twice before renting to…
Home financing makes a huge difference in your monthly mortgage payment amount. It might seem overwhelming at first, but researching which products work the best for your financial situation is worth the time. Knowledge is power, so sit back and…
You should know what you can do to stop foreclosure on your home, even if your financial situation is currently strong. Being proactive and ready to take the proper steps no matter what this economy throws at you helps you…
Improving your credit score before you apply for a home loan is a good idea. Lenders pull your financial history when evaluating your credit worthiness, so why not do it before they do and and see where you can make…
Tax season is a long way off, but saving money is always in season. If you’re thinking of buying a home, get ready for serious savings with home tax breaks. The days of lining your landlord’s pocket are over. Get…
Did you know you can save your home from foreclosure by asking your lender for help? Lenders understand that homeowners don’t want to be late on their house payment. Your bank doesn’t want you to default on your loan because…