Experiencing financial difficulties may force you to look for ways to prevent foreclosure on your home. You need to understand your choices during this time, and how they will affect your home ownership. Your mortgage contract allows a 15-day grace…
Owner financing goes by many names, but they all mean the same thing: Benefits for you! Most real estate transactions follow the same formula. A buyer must meet stringent qualifications before a lender will approve a mortgage. With owner financing,…
Are you thinking of buying a home this year? If not, why not? A home is still a sound investment, for millennials and for almost everyone else, too. Here are five sound reasons to invest in a home: Mortgage payments…
If you’re still on the fence about whether you should invest in a home this year, jump down and consider the following points: Eugene and Springfield are still offering the best value for homes in the Pacific Northwest. This allows…
If you want to avoid foreclosure, you have options. Unforeseen circumstances can overwhelm even the most well-intentioned homeowner. Planning now to take charge of your finances will give you much-needed peace of mind. Many homeowners find themselves in the undesirable…
When you’re ready to buy a house, there are many factors to consider. Many are in your control, such as your credit-worthiness and debt-to-income ratio. Several elements are largely out of your control. Interest rates, pricing, and the local economy…
Are you looking for a new home but your financial situation doesn’t fit into the neat little banker boxes available from traditional mortgage lenders? Maybe you’re a seller who’s motivated to distinguish your home from all the others in order…
Like it or not, your credit score is the first thing a potential lender will look at when you apply for a mortgage. There are many qualifying factors used to determine your qualifications for a home loan. Your credit score…
You can spend as little or as much as you want to sell your home. Here in our region of the country, you don’t even have to do anything to sell your home fast. If you decide you want to…
Do you see your home as an investment? You should. Buying a home is one of the biggest decisions that you’ll make in your lifetime and it’s not one you’ll regret. Deciding when to jump into homeownership might sound intimidating,…