If you're thinking about buying a house or any other major expense that you're planning to finance, you'll want your credit in good standing when the bank pulls your credit report. Keeping an eye on your credit score should be…
Don't be alarmed by rising mortgage rates. Rates are definitely on the rise compared to a year ago, with current rates at a current average of 5.25%. But even though buying a home in 2022 is more expensive than it…
Spring is here, time to freshen up your home's curb appeal! First impressions matter, especially when it comes to selling your home. Your home’s exterior appeal plays a major role in buyer interest so give them a reason to stop…
Buying a home is one of the biggest investments you will make in your lifetime and one that can bring you many benefits. Real estate is still a hot market, especially in our area of the country, but the stress…
Ensuring that your credit report is free of errors and that it contains mostly positive information makes you a credit-worthy consumer. That makes you a banker’s favorite and gives you the confidence to bid on the home you want at…
Understanding the home-buying process puts you in the best position when you're ready to buy a house. Whether it's your first or your tenth, preparation is the key to your success. First, Straighten Out Your Finances If you’re already on…
Whether you’re buying or selling a home, you have a vested interest in a home inspection. Both parties should appreciate a thorough investigation of a home’s structure and safety before entering into an agreement for sale. The home inspection process…
You might not actively think that it’s time to downsize your home, after all, it feels like just yesterday when the kids were running around and amuck with all their friends and you were throwing dinner parties inside and pool…
It’s time for you to invest in rental property. Investing in real estate generates additional income for you each month, strengthening your financial position now and in the future. Residential rentals are averaging long-term returns of 7%, nudging out equities…
Fair Isaac Corporation, the name behind FICO, is the oldest and most well-known credit reporting agency and they’ve changed the way they calculate your credit score. In 2020, FICO released Suite 10, and depending on how you manage your credit,…